Equipment Breakdown claim preparation checklist
Julio C. Ortega | Active Claim Adjusters LLC
(786) 547-6751 | activeadjusters@gmail.com

1. Put safety first. Have qualified professionals isolate, inspect, and repair unsafe equipment.
2. Photograph affected components when safe; retain service reports, fault codes, and maintenance records.
3. Record when operations stopped, what was affected, and when service was restored.
4. Keep separate repair, temporary equipment, spoilage, and operating-expense records. Notify the insurer promptly.

Have ready for a later review:
- Complete insurance policy, endorsements, and applicable equipment schedules.
- Claim number and insurer correspondence.
- Dates, location, and a factual account of the event.
- Ownership or lease documents, equipment identifiers, and technical findings.
- Repair estimates, receipts, and records of any claimed additional expenses.

Put safety first and follow policy duties. Coverage depends on your policy and the facts. This checklist is not a coverage determination or technical repair advice. Do not email sensitive records until you arrange an appropriate way to share them with Julio.